# Lodgeleaf Business Loans > Lodgeleaf Business Loans is a small-business funding broker at 220 Cedar St, Lexington, KY 40508 (phone (859) 204-2726). It helps businesses in Lexington-Fayette, KY; Nicholasville, KY; Versailles, KY; Wilmore, KY; Georgetown, KY; Paris, KY; Winchester, KY and across Fayette County, Kentucky, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Lodgeleaf Business Loans connects you with lending partners; partners make credit decisions and set rates and terms. Lodgeleaf Business Loans is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Lodgeleaf Business Loans does not arrange personal, payday, auto title, mortgage or commercial real estate purchase loans, offers no grants, is not an SBA lender, does not take agriculture or trucking requests, and is located in Lexington, Kentucky (Fayette County), not any other city named Lexington. Key facts: - Business type: small-business funding broker (not a lender) - Address: 220 Cedar St, Lexington, KY 40508, United States - Phone: (859) 204-2726 - Apply: https://lodgeleafbusinessloans.com/apply/ - Service area: Lexington-Fayette, KY; Nicholasville, KY; Versailles, KY; Wilmore, KY; Georgetown, KY; Paris, KY; Winchester, KY and all of Fayette County, Kentucky - Language: English ## Funding options - [Compare Business Funding Options in Lexington, KY](https://lodgeleafbusinessloans.com/business-loans/): Business loans in Lexington, KY come in six shapes through Lodgeleaf Business Loans: working capital, term loans, credit lines, inventory financing, equipment financing and merchant cash advances. The right one depends on the expense and how quickly it earns money back. Funding partners review each request and set any rate and terms. - [Working Capital Loans in Lexington, KY: How They Work and Who Uses Them](https://lodgeleafbusinessloans.com/business-loans/working-capital/): A working capital loan in Lexington, KY covers running costs such as payroll, rent and supplier bills while customer payments catch up. Lodgeleaf Business Loans shapes the request around the size and length of the gap, and funding partners review it and set any rate, term and schedule. It is short-term money, not project money. - [Business Term Loans in Lexington, KY: How They Work and Who Uses Them](https://lodgeleafbusinessloans.com/business-loans/term-loans/): A business term loan in Lexington, KY delivers one lump sum for a defined project, such as expanding a practice, fitting out new space or opening a second location, and is repaid in fixed installments. Lodgeleaf Business Loans helps frame the project and its costs, and funding partners decide whether to lend and on what terms. - [Business Lines of Credit in Lexington, KY: How They Work and Who Uses Them](https://lodgeleafbusinessloans.com/business-loans/line-of-credit/): A business line of credit in Lexington, KY gives a business a borrowing limit it can draw on, repay and draw on again. It suits gaps that recur through the year rather than one-off projects. Lodgeleaf Business Loans helps prepare the request, and funding partners decide on the limit, rate, draw period and renewal terms. - [Inventory Financing in Lexington, KY: How It Works and Who Uses It](https://lodgeleafbusinessloans.com/business-loans/inventory-financing/): Inventory financing in Lexington, KY is a loan to buy stock ahead of demand, often secured by the inventory itself. It suits retailers, pharmacies, parts counters and grocers whose sales depend on what is on the shelf. Lodgeleaf Business Loans prepares the request with your supplier invoices, and funding partners decide on amount, rate and terms. - [Equipment Financing in Lexington, KY: How It Works and Who Uses It](https://lodgeleafbusinessloans.com/equipment-financing/): Equipment financing in Lexington, KY lets a business buy or lease vehicles, machines and fixtures and pay for them over time, usually with the equipment as collateral. It covers new and used equipment, purchases and leases. Lodgeleaf Business Loans prepares the request around the seller's quote, and funding partners decide on terms. - [Merchant Cash Advances in Lexington, KY: How They Work and Who Uses Them](https://lodgeleafbusinessloans.com/merchant-cash-advance/): For a Lexington, KY business, a merchant cash advance is not a loan: a funder buys part of a business's future card or bank receipts at a discount and collects them as a set share of daily sales. It can suit card-heavy restaurants, shops and salons that need cash quickly. Lodgeleaf Business Loans explains the trade-offs; funders set every term. ## Industries - [Business Funding by Industry in Lexington, KY](https://lodgeleafbusinessloans.com/industries/): Business loans by industry in Lexington, KY: Lodgeleaf Business Loans works with partners that consider businesses across most industries, from contractors and restaurants to medical practices, law firms and salons. Fourteen trades have a full page; dozens more have a short note below with Fayette County, KY Census counts and the funding shapes that usually fit. - [Business Loans and Credit Lines for Contractors and Builders in Lexington, KY](https://lodgeleafbusinessloans.com/industries/construction/): Contractor business loans in Lexington, KY help builders and trades carry the gap between paying for labor and materials and collecting draws and retainage. Lodgeleaf Business Loans matches general contractors and specialty trades with equipment financing, lines of credit and working capital through funding partners, who make every credit decision and set terms. - [Funding for Plumbing and HVAC Contractors in Lexington, KY](https://lodgeleafbusinessloans.com/industries/plumbing-hvac/): HVAC business loans in Lexington, KY, and plumbing business loans, help contractors finance service vans, carry equipment and parts stock, and bridge the gap between buying a system and getting paid for installing it. Lodgeleaf Business Loans arranges equipment financing, lines of credit and inventory funding through partners, who make all credit decisions. - [Business Loans and Credit Lines for Restaurants and Cafes in Lexington, KY](https://lodgeleafbusinessloans.com/industries/restaurants/): Restaurant business loans in Lexington, KY help owners finance kitchen equipment, cover payroll and food costs through slow stretches, remodel, or open a second location. Lodgeleaf Business Loans arranges equipment financing, working capital, lines of credit and merchant cash advances, which are not loans, through funding partners who set all rates and terms. - [Business Loans and Credit Lines for Medical Practices in Lexington, KY](https://lodgeleafbusinessloans.com/industries/medical-practices/): Medical practice loans in Lexington, KY help physician offices and clinics finance exam and imaging equipment, build out or expand space, and smooth the wait for insurance reimbursement. Lodgeleaf Business Loans arranges equipment financing, term loans, lines of credit and working capital for practices through funding partners, who make all credit decisions. - [Funding for Chiropractic, Physical Therapy and Optometry Practices in Lexington, KY](https://lodgeleafbusinessloans.com/industries/chiropractic-and-therapy/): Chiropractic business loans in Lexington, KY, and funding for physical therapy and optometry practices, cover treatment and diagnostic equipment, clinic space and the wait for insurance payments. Lodgeleaf Business Loans arranges equipment financing, working capital and term loans for these practices through funding partners, who make the credit decisions and set terms. - [Business Funding for Dental Practices in Lexington, KY](https://lodgeleafbusinessloans.com/industries/dental-practices/): Dental practice loans in Lexington, KY help dentists finance chairs, imaging and practice technology, build out or expand an office, and manage the timing between insurance and patient payments. Lodgeleaf Business Loans arranges equipment financing, term loans and working capital for dental practices through funding partners, who make every credit decision. - [Business Loans and Credit Lines for Law Firms in Lexington, KY](https://lodgeleafbusinessloans.com/industries/law-firms/): Law firm business loans in Lexington, KY help practices carry case costs, cover payroll through long collection cycles, and finance office moves, build-outs and practice systems. Lodgeleaf Business Loans arranges lines of credit, working capital and term loans for law firms through funding partners, who make the credit decisions. Consumer lawsuit funding is not offered. - [Funding for Accounting, Consulting and IT Firms in Lexington, KY](https://lodgeleafbusinessloans.com/industries/accounting-and-consulting/): Accounting firm loans in Lexington, KY, and funding for consulting, IT and engineering firms, help practices carry receivables, hire ahead of signed work and invest in systems. Lodgeleaf Business Loans arranges lines of credit, working capital and term loans for professional firms through funding partners, who make every credit decision and set rates and terms. - [Business Funding for Real Estate Agents and Agencies in Lexington, KY](https://lodgeleafbusinessloans.com/industries/real-estate-offices/): Business loans for real estate agents in Lexington, KY help agents, teams and agencies cover marketing, office and staff costs during the wait for commissions. Lodgeleaf Business Loans arranges working capital and lines of credit for real estate businesses through funding partners, who make every credit decision. Mortgages and investment property loans are not offered. - [Business Loans for Insurance Agencies in Lexington, KY](https://lodgeleafbusinessloans.com/industries/insurance-agencies/): Insurance agency loans in Lexington, KY help agencies hire producers ahead of renewals, invest in agency-management systems and offices, and smooth commission timing. Lodgeleaf Business Loans arranges working capital, term loans and lines of credit for insurance agencies through funding partners, who make every credit decision and set terms. - [Funding for Retail Stores and Boutiques in Lexington, KY](https://lodgeleafbusinessloans.com/industries/retail/): Business loans for retail stores in Lexington, KY help boutiques, furniture stores, hardware shops and other retailers buy inventory ahead of demand, refit space and smooth uneven months. Lodgeleaf Business Loans arranges inventory financing, lines of credit, equipment financing and merchant cash advances, which are not loans, through partners who make every credit decision. - [Funding for Independent Pharmacies and Health Stores in Lexington, KY](https://lodgeleafbusinessloans.com/industries/pharmacies/): Pharmacy business loans in Lexington, KY help independent pharmacies and health stores carry drug and front-store inventory, buy dispensing and automation equipment, and bridge reimbursement timing. Lodgeleaf Business Loans arranges inventory financing, equipment financing, lines of credit and working capital through funding partners, who make every credit decision and set terms. - [Business Loans for Auto Repair Shops in Lexington, KY](https://lodgeleafbusinessloans.com/industries/auto-repair/): Auto repair shop loans in Lexington, KY help shops finance vehicle lifts, diagnostic and alignment equipment, parts inventory and bay expansions. Lodgeleaf Business Loans arranges equipment financing, inventory financing and working capital for repair shops through funding partners, who make every credit decision and set rates and terms. - [Funding for Salons, Nail Studios and Barbershops in Lexington, KY](https://lodgeleafbusinessloans.com/industries/salons/): Salon business loans in Lexington, KY help hair salons, nail salons and barbershops finance chairs, stations, dryers and remodels, and cover rent and payroll through uneven weeks. Lodgeleaf Business Loans arranges equipment financing, working capital and merchant cash advances, which are not loans, through funding partners who make every credit decision. ## Guides and calculators - [Business Funding Guides and Tools for Lexington, KY Owners](https://lodgeleafbusinessloans.com/resources/): Lodgeleaf Business Loans keeps three checklists for Lexington, KY owners, on the Lexington-Fayette occupational license, zoning and building permits, and Kentucky assumed names, plus a $250K business loan payment calculator. They explain what to have in order before a funding request; official requirements come from the government offices themselves. - [The Lexington-Fayette Occupational License and Tax: What Lexington, KY Owners Settle Before Borrowing](https://lodgeleafbusinessloans.com/resources/lexington-ky-occupational-license/): This checklist from Lodgeleaf Business Loans explains the Lexington, KY occupational license and occupational tax from a funding point of view: why partners may ask about it, what records to keep, and how names and addresses should match. Fees, rates, deadlines and who must register come from the Lexington-Fayette Urban County Government, not from this page. - [Lexington, KY Zoning, Zone Changes and Building Permits: A Premises Checklist for Funding](https://lodgeleafbusinessloans.com/resources/lexington-ky-zoning-and-building-permits/): This Lodgeleaf Business Loans checklist covers Lexington, KY zoning, zone changes and building permits from a funding point of view: what to confirm before signing a lease, which documents partners may ask for when financing a build-out or kitchen, and where timing risk hides. Official rules, maps and permit requirements come from the Lexington-Fayette Urban County Government. - [Kentucky Assumed Names: Filing a DBA in Lexington, KY and Keeping Funding Paperwork Consistent](https://lodgeleafbusinessloans.com/resources/kentucky-assumed-name-filing/): This guide from Lodgeleaf Business Loans explains Kentucky assumed names, the state's term for what other places call a DBA or fictitious name, from a funding point of view. It covers searching, filing, certificates and renewals in general terms and shows why consistent names across bank, processor and tax records smooth a funding review. The binding rules are the state's own. - [$250K Business Loan Monthly Payment Calculator for Lexington, KY Owners](https://lodgeleafbusinessloans.com/resources/250k-business-loan-payment-calculator/): This loan payment calculator from Lodgeleaf Business Loans in Lexington, KY estimates the monthly payment, total interest and total repaid on a business loan from three inputs: the amount, an annual rate you choose, and the term. It starts at $250,000, but any amount can be entered. The rate you type is your assumption, not an offer; funding partners set actual terms. ## Areas served - [Business Funding in Lexington, Kentucky: Fayette County, KY Facts and Local Resources](https://lodgeleafbusinessloans.com/lexington-ky/): Lexington, KY small businesses, by the Census counts: Fayette County had 9,295 employer establishments in 2023, half with fewer than five employees, plus 29,252 no-payroll businesses in 2024. Lodgeleaf Business Loans helps these owners request working capital, term loans, credit lines, equipment and inventory financing; every request is decided by the funding partners. - [Areas Served Around Lexington, KY](https://lodgeleafbusinessloans.com/service-areas/): Lodgeleaf Business Loans takes business funding requests from Fayette County, KY and the towns around it, including Nicholasville, Versailles, Wilmore, Georgetown, Paris and Winchester, each with its own page. Every request runs on the phone or through the web form. Distances below are straight-line miles from Lexington, KY, and ZIP figures describe postal areas, not town limits. - [Business Loans and Funding in Nicholasville, KY](https://lodgeleafbusinessloans.com/service-areas/nicholasville-ky/): Business funding in Nicholasville, KY works through Lodgeleaf Business Loans by phone and online. ZIP 40356 had 1,214 employer establishments in 2023, with construction the largest sector at 197 establishments. Funding partners review each request and set any rate and terms; Lodgeleaf shapes the request. - [Business Loans and Funding in Versailles, KY](https://lodgeleafbusinessloans.com/service-areas/versailles-ky/): Business funding in Versailles, KY runs through Lodgeleaf Business Loans by phone and online. ZIP 40383 had 549 employer establishments in 2023, led by professional, scientific and technical services, most with fewer than five employees. Lines of credit and working capital fit that cash cycle; every request is decided by the funding partners. - [Business Loans and Funding in Wilmore, KY](https://lodgeleafbusinessloans.com/service-areas/wilmore-ky/): Business funding in Wilmore, KY is handled by Lodgeleaf Business Loans by phone and online. Of ZIP 40390's 103 employer establishments in 2023, 68% employed fewer than five people. Each partner that looks at a request sets its own terms. - [Business Loans and Funding in Georgetown, KY](https://lodgeleafbusinessloans.com/service-areas/georgetown-ky/): Business funding in Georgetown, KY runs through Lodgeleaf Business Loans by phone and online. ZIP 40324 had 990 employer establishments and 26,020 paid employees in 2023, led by health care, retail and food service. Equipment, working capital and inventory requests fit that mix; the decision on each request rests with funding partners. - [Business Loans and Funding in Paris, KY](https://lodgeleafbusinessloans.com/service-areas/paris-ky/): Business funding in Paris, KY is handled by Lodgeleaf Business Loans by phone and online. ZIP 40361 had 338 employer establishments in 2023, led by retail, health care and construction, and the city covers only about 3% of the ZIP's land. Funding partners review every request and set any rate and terms. - [Business Loans and Funding in Winchester, KY](https://lodgeleafbusinessloans.com/service-areas/winchester-ky/): Business funding in Winchester, KY runs through Lodgeleaf Business Loans by phone and online. ZIP 40391 had 769 employer establishments in 2023, led by retail and health care, and only 3.6% of residents are self-employed. Inventory financing, credit lines and working capital fit that mix; funding partners decide on each request. ## Company - [Small Business Funding in Lexington, Kentucky](https://lodgeleafbusinessloans.com/): Lodgeleaf Business Loans helps Lexington, KY owners request working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances by phone or online. You describe the expense, Lodgeleaf builds the request, and funding partners review it and make their own decisions on approval, rate and terms. - [How Business Funding Works With Lodgeleaf Business Loans in Lexington, KY](https://lodgeleafbusinessloans.com/how-it-works/): Through Lodgeleaf Business Loans, a Lexington, KY business loan request moves in four steps: a call or form describing the expense, a short list of records, a review by funding partners that consider your kind of business, and a side-by-side comparison of any offers. Credit decisions belong to the partners, and acceptance belongs to you. - [Business Funding Questions From Lexington, KY Owners](https://lodgeleafbusinessloans.com/faq/): This FAQ from Lodgeleaf Business Loans in Lexington, KY answers short questions about paying a loan off early, down payments, lines of credit, merchant cash advances, the request form and who decides. Longer explanations sit on the product pages and on how it works; funding partners set every rate and term. - [About Lodgeleaf Business Loans in Lexington, Kentucky](https://lodgeleafbusinessloans.com/about/): Lodgeleaf Business Loans is a small-business funding service in Lexington, Kentucky that works by phone and online. It helps owners in Fayette County, KY and nearby counties request six kinds of business funding and passes each request to funding partners, who make the credit decisions and set any rate and terms. - [Contact Lodgeleaf Business Loans in Lexington, KY](https://lodgeleafbusinessloans.com/contact/): Reach Lodgeleaf Business Loans in Lexington, KY by phone at (859) 204-2726 or through the online request form. For mail, use 220 Cedar St, Lexington, KY 40508, the Lodgeleaf address on record. Requests from Lexington and nearby Kentucky counties are handled the same way, by phone and online, and the decision on each request rests with funding partners. - [Request Business Funding Options in Lexington, KY](https://lodgeleafbusinessloans.com/apply/): The Lodgeleaf Business Loans request form for Lexington, KY businesses asks for your full name, phone, email and company name (optional), plus your time in business, an annual revenue range and a requested amount range. After you send it, Lodgeleaf calls to discuss the expense, and funding partners review the request and decide. - [Disclosures for Lodgeleaf Business Loans](https://lodgeleafbusinessloans.com/disclosures/): Lodgeleaf Business Loans of Lexington, Kentucky is a broker, not a lender. It helps businesses prepare funding requests and passes them to funding partners, who make all credit decisions and set rates, terms and fees. A merchant cash advance buys future receipts and does not count as a loan. No approval, amount or timeline is promised. ## Optional - [Full text of every page](https://lodgeleafbusinessloans.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://lodgeleafbusinessloans.com/sitemap.xml)