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Disclosures for Lodgeleaf Business Loans

What Lodgeleaf Business Loans does and does not do, set out in plain language for Lexington, KY business owners.

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In short

Lodgeleaf Business Loans of Lexington, Kentucky is a broker, not a lender. It helps businesses prepare funding requests and passes them to funding partners, who make all credit decisions and set rates, terms and fees. A merchant cash advance buys future receipts and does not count as a loan. No approval, amount or timeline is promised.

Lodgeleaf's role

Lodgeleaf Business Loans is a broker, not a lender. Lodgeleaf Business Loans connects you with lending partners; partners make credit decisions and set rates and terms. Lodgeleaf does not lend money, approve or decline applications, or set the price of any funding.

No promises about approval, amounts or timing

A request sent to Lodgeleaf is not an approval of anything. Lodgeleaf does not promise any approval, funding amount, rate, term or timeline, because those are decided by each partner after its own review. Figures on this site that appear in worked examples are hypothetical and labeled as such.

Merchant cash advances

A merchant cash advance is a purchase of future card or bank receipts at a discount. It is not a loan, it has no interest rate, and it is collected as a share of sales or a set debit until the agreed amount has been remitted.

Business purpose only

Lodgeleaf works only with funding for business purposes. It does not arrange personal, consumer, mortgage, auto title or payday loans, and it does not arrange commercial real estate purchases, grants, SBA-backed loans, or agriculture and trucking requests.

Data sources on this site

Business statistics on this site come from U.S. Census Bureau programs, each named with its year where it is quoted: County Business Patterns 2023, ZIP Code Business Patterns 2023, Nonemployer Statistics 2024, the American Community Survey 2020-2024 and the Building Permits Survey. Employer and nonemployer counts are separate programs and are never added together. Lodgeleaf is not affiliated with any government agency, chamber of commerce or Small Business Development Center.

By Lodgeleaf Business Loans · Updated

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